Investing and Finance
Corporations Kicked From The Dow Jones
5 Most Overpriced Car Repairs
6 Ways To Make Your Home More Enticing To Buyers
Cars That Depreciate The Least
How To Cash In Your Heirlooms
Expensive Ways To Celebrate Halloween
Child Care Across The Country
Don't Sacrifice Saving Just For The Economy
Know Your Rights At Work
Emergency Funds That Are Right For Your Tax Bracket
How Much You Should Pay Your Kids For Allowance
How To Avoid Going Broke After Retirement
The High Price Of Speeding
Securitizing Your Health With ACOs
Obama And Romney's Education Policies Compared
The Benefits Of Retiring Later
The Hidden Costs Of Thanksgiving Dinner
Is The IPad Mini Worth The Money?
How Divorce Can Adversely Affect The Economy
Why Insourcing Is Appealing To Businesses In 2012
College Degrees Of The 1%
Best Layaway Plans For 2012
The Best Applications For Online Trading
5 Career-Changing Mistakes
3 Best And Worst Gift Cards For 2012
A growing trend during the holiday season is to give out gift cards as holiday gifts instead of purchasing a gift that the recipient may not like. Gift cards are a highly convenient gift to give. Not only are you saving yourself time and stress, but they can also become meaningful Christmas gift ideas because you can give your gift recipient the choice of selecting exactly what they would like or need from one of their favorite stores. There are some draw backs to giving gift cards as holiday gifts, and not all gift cards are created equal. Here is a look at three of the best gift cards to give, along with three of the absolute worst gift cards to give as holiday gifts.

The Best Gift Cards to Give
An excellent gift card to give this holiday season is a Disney gift card. These gift cards can be used at a number of different locations including Disney Stores, Walt Disney World Resort, Disneyland Resort and a variety of other places as well. Disney gift cards can be purchased in amounts between $5-$1,000 and can be reloaded at any time. Disney gift cards do not expire and can be transferred between different people. The Disney gift card is by far one of the best gift cards you can give because of its flexibility and versatility.

Another excellent gift card that plenty of friends and family would enjoy receiving is a Target gift card. This gift card does not expire, and if your gift card should be lost or stolen, Target will replace the funds as long as you can provide an original receipt. Target gift cards can be used at any Target store or online at Additionally, its gift cards come in a variety of designs, they have no fees and they can be purchased in store or online in varying increments from $5-$1,000.

Apple gift cards are definitely a gift that not many people would turn their nose up at. Apple gift cards do not expire, are available in increments from $25-$2,000, and can be used on Apple merchandise in the Apple retail store or the Apple online store at With so many options for where the funds can be spent, getting the most out of gift cards is easy for any Apple fan on your list.

The Worst Gift Cards to Give
Rite Aid
There are plenty of gift cards that you may want to avoid this holiday season, and a Rite Aid gift card is definitely one of them. Rite Aid cards are a single load card and cannot be reloaded. Also, if the recipient does not use the gift card you got him or her after two years the card will be deactivated. Additionally, if your gift card is lost or stolen it will not be replaced.

Another retail gift card you may want to avoid is Gamestop. Gamestop's gift card may take up to two weeks to be delivered, which may be a drawback for many consumers. Additionally, the maximum amount allowed on a Gamestop gift card is low in comparison to many other retailers. The most you can put on a card is $500.

Ikea's gift card has drawbacks as well. The Swedish furniture store offers a gift card that cannot be purchased online. If you want the gift card shipped to you, you can expect an $11 shipping fee.

The Bottom Line
While many gift cards make a great holiday treat for the recipients on your shopping list, not all gift cards are created equally. Prior to selecting a gift card consider the terms and conditions, and purchase a gift card that is going to be easy to use. Also, with a little bit of research and effort, it is sometimes possible to get gift cards at a discount.

6 U.S. Cities With The Most Expensive Parking Spots
Options For Last-Minute Thanksgiving Traveling
4 Big Businesses Built With Small Cash
Why More Americans Are Working From Home
Top Jobs For Tips
Christmas Gifts That Can Teach Your Child About Finance
How To Create A Financial Bucket List
Advantages And Disadvantages Of Using A Mortgage Broker
Small Business Financing: Debt Or Equity?
Best Cyber Monday Deals For 2012
5 Things You Need To Know About Obamacare
The Rise Of For-Women Advisor Practices
Why Cyber Monday Is Better Than Black Friday
Is Cyber Monday The New Black Friday?
How To Monetize Your YouTube Channel
5 Ways To Make Your Home Remodels Pay Off
How To Use The 4-Box Strategy For Retirement Income
Beware These Disaster-Related Scams
3 Jobs Few People Want
Average Cost Of An American Christmas
How To Make Your Holiday Giving Count
3 Best And Worst Gift Cards For 2012
What Lotto Winners Spend Their Money On
Is Striking The Best Option?
Share 0 Disqus Biggest Layoffs Of All Time
Overlooked Tax Deductions For 2012
How To Succeed In Your Next Performance Review
The Finances Of The Global Middle Class
Reasons Not To Change Careers In 2013
Tax Advice For Victims Of Superstorm Sandy
3 Richest Pirates Of All Time
6 Small Business Tax Changes For 2012
How Disasters Can Benefit Small Businesses
Things You Didn't Know Could Get You Fired
How To Pick Valuable Online Classes
The Best Black Friday Deals For 2012
Does Black Friday Shopping Really Save You Money?
U.S. Cities With The Largest Parking Fines
When Young Athletes Receive Too Much Money Too Soon
How To Select A Financial Advisor
Why You Should Christmas Shop Early
Tax Credits For Families
Ways To Get Free Christmas Gifts
5 Most Expensive Cities In The U.S. For Car Insurance
4 Most Expensive Cities In The U.S. For Gas
Stores That Start Black Friday Sales Early
How To Decorate For Christmas Without Going Broke
Why The Price Of Crude Oil Is Dropping
Reasons Renting Is Better Than Buying
5 Top Ways New Advisors Can Land Clients
8 Software Skills Currently In Demand
How To Make Extra Money At Christmas Time